Charlotte Real Estate and expected closing costs (704) 458-6012

Don't forget to factor in closing costs when considering a home sale or purchase. Tanya Lovejoy-Capers, Broker, ABR, CNHS, CRS, e-PRO is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at (704) 458-6012 if your needs include a real estate pro ready for the business side of real estate.

What closing costs should you expect?

There are certain typical costs linked to closing the sale of a house. These costs are commonly split between the buyer and seller, as noted in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in North Carolina to help guide you through the transaction.

Costs pertaining to your loan to be paid at closing (More information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (More information)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (More information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we get through the details of your deal, not only will I work to get the optimal sales price, but I'll also advocate for lower closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you know exactly what you're paying for.

Buyers: If you're purchasing a house in Charlotte, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a tolerable range so you're not shocked when you show up at the closing table. I'll be willing to look through the GFE with you, answering your questions and highlighting any estimates that seem questionable.